Protect Your Business From All Kinds Of Harm With This Advice

When you own a business, making sure that it is safe should be one of your top priorities. But, it is not always easy to know the kind of things that you need to do to make this happen. Don’t worry th...

News Company - avatar News Company

Expect tax cuts and an emptying of the cupboards in a budget cleanout as the billions roll in

Prime Minister Morrison and Treasurer Frydenberg will do their best to leave the cupboard bare next Tuesday while still delivering a budget surplus in 2019-20.ShutterstockIt has been just over three m...

Warren Hogan, Industry Professor, University of Technology Sydney - avatar Warren Hogan, Industry Professor, University of Technology Sydney

Morrison flags new laws to stop social media platforms being 'weaponised'

Scott Morrison is foreshadowing tough new criminal laws to crack down on social media companies which fail to quickly remove footage like that streamed by the gunman in the New Zealand massacre.Under ...

Michelle Grattan, Professorial Fellow, University of Canberra - avatar Michelle Grattan, Professorial Fellow, University of Canberra

Australian political journalists might be part of a ‘Canberra bubble’, but they engage the public too

Australian journalists often use Twitter to comment on the issues of the day.Nina Maile Gordon/The Conversation, CC BY-NC-NDThe federal election is fast approaching – less than 100 days away in ...

Axel Bruns, Professor, Creative Industries, Queensland University of Technology - avatar Axel Bruns, Professor, Creative Industries, Queensland University of Technology

A new twist in the elusive quest for the origins of the word 'bogan' leads to Melbourne's Xavier College

Drawing of a 'bogan doll' which featured in a 1984 edition of a student-produced Xavier College magazine Sursum Corda.Author providedBogan is the most significant word to be created in Australian Engl...

Bruce Moore, Honorary Associate Professor in the School of Literature, Languages, and Linguistics, Australian National University - avatar Bruce Moore, Honorary Associate Professor in the School of Literature, Languages, and Linguistics, Australian National University

Massacre is now part of Christchurch's identity, so how does a city rise above that?

Christchurch has a challenging new aspect to its identity. The city is now inextricably associated with the March 15 mass shootings at two mosques. So how does a city come to terms with and recover fr...

Will Rifkin, Chair in Applied Regional Economics and Director, Hunter Research Foundation Centre, University of Newcastle - avatar Will Rifkin, Chair in Applied Regional Economics and Director, Hunter Research Foundation Centre, University of Newcastle

Schools are asking students to bring digital devices to class, but are they actually being used?

Not everyone has a digital device to bring to school.from shutterstock.comIt’s been over ten years since Kevin Rudd’s Digital Education Revolution placed small laptops (also called Rudd-to...

Nicola F. Johnson, Associate Professor of Digital Technologies in Education, Edith Cowan University - avatar Nicola F. Johnson, Associate Professor of Digital Technologies in Education, Edith Cowan University

Older people are more digitally savvy, but aged care providers need to keep up

Moving into aged care can affect a person’s ability to remain connected to their local community, but most aged care facilities don't provide access to digital devices.from www.shutterstock.com...

Dr Wendy Wrapson, Senior Research Fellow, Auckland University of Technology - avatar Dr Wendy Wrapson, Senior Research Fellow, Auckland University of Technology

Pets and owners - you can learn a lot about one by studying the other

The personality of a pet owner can help a veterinarian understand the health and welfare of the pet.Shutterstock/PM ProductionThere’s an old saying that pets and their owners become more similar...

Paul McGreevy, Professor of Animal Behaviour and Animal Welfare Science, University of Sydney - avatar Paul McGreevy, Professor of Animal Behaviour and Animal Welfare Science, University of Sydney

Shorten to announce Labor's 'living wage' plan but without an amount or timing

Bill Shorten will unveil on Tuesday a process to have the Fair Work Commission phase in a “living wage”. But he will not say what it should be as a proportion of the median wage, or how lo...

Michelle Grattan, Professorial Fellow, University of Canberra - avatar Michelle Grattan, Professorial Fellow, University of Canberra

Health check: can eating certain foods make you smarter?

Green vegetables, nuts and berries are among the foods that could improve our brain function.From shutterstock.comTrying to keep up with what constitutes a “healthy” diet can be exhausting...

Margaret Morris, Professor of Pharmacology, Head of Pharmacology, UNSW - avatar Margaret Morris, Professor of Pharmacology, Head of Pharmacology, UNSW

A skilful and stirring one-man treatment of George Orwell’s Animal Farm

Renato Musolino is the beating heart of a new production of Animal Farm.James HartleyReview: Animal Farm, State Theatre Company of South AustraliaIn a new one-man production, Renato Musolino brings Ge...

Lisa Harper Campbell, Lecturer in Drama, Flinders University - avatar Lisa Harper Campbell, Lecturer in Drama, Flinders University

Expect tax cuts and an emptying of the cupboards in a budget cleanout as the billions roll in

Prime Minister Morrison and Treasurer Frydenberg will do their best to leave the cupboard bare next Tuesday while still delivering a budget surplus in 2019-20.ShutterstockIt has been just over three m...

The Conversation - avatar The Conversation

A chess program helped this 8-year-old raise $240,000 and get his family out of a homeless shelter – here's what to look for in a chess program for your child

Third-grader Tanitoluwa Adewumi was crowned as a New York State Scholastic chess champion on March 10.GoFundMeBefore he won the primary (K-3) championship section of the New York State Scholastic Cham...

Alexey W. Root, Lecturer in Education, University of Texas at Dallas - avatar Alexey W. Root, Lecturer in Education, University of Texas at Dallas

The promise and peril of the Dominican baseball pipeline

Boys practice baseball at a park in San Antonio de Guerra, a small municipality in the Dominican Republic.Reuters/Ricardo RojasLatinos will comprise about 30 percent of Major League Baseball rosters o...

Rob Ruck, Professor of History, University of Pittsburgh - avatar Rob Ruck, Professor of History, University of Pittsburgh

Why the Vatican needs to open its archives on Pope Pius XII

Pope Pius XII.AP PhotoPope Francis announced recently that, in 2020, the Vatican will open to researchers its archival materials related to Pius XII, who served as pope from 1939 to 1958. The Vatican ...

Alan Avery-Peck, Kraft-Hiatt Professor in Judaic Studies, College of the Holy Cross - avatar Alan Avery-Peck, Kraft-Hiatt Professor in Judaic Studies, College of the Holy Cross

Saudi women are going to college, running for office and changing the conservative country

Saudi Arabia is a notoriously difficult place to be a woman.The kingdom enforces a strict interpretation of Islamic law that sees the separation of men and women as a defining aspect of an Islamic soc...

Alainna Liloia, Graduate Associate, Ph.D. Student, University of Arizona - avatar Alainna Liloia, Graduate Associate, Ph.D. Student, University of Arizona

Why Trump's recognition of the Golan Heights as Israeli territory matters

Israeli Prime Minister Benjamin Netanyahu, center, Republican U.S. Sen. Lindsey Graham, left, and U.S. Ambassador to Israel David Friedman, right, in the Israeli-held Golan Heights on March 11, 2019Ro...

Dina Badie, Associate Professor of Politics and International Studies, Centre College - avatar Dina Badie, Associate Professor of Politics and International Studies, Centre College

Despite consumer worries, the future of aviation will be more automated

Human pilots, surrounded by automation.Sorbis/Shutterstock.comIn the wake of the Lion Air and Ethiopian Airlines crashes of Boeing 737 Max planes, people are thinking about how much of their air trave...

Stephen Rice, Associate Professor of Human Factors, Embry-Riddle Aeronautical University - avatar Stephen Rice, Associate Professor of Human Factors, Embry-Riddle Aeronautical University

We need to stop conflating Islam with terrorism

The Christchurch terrorist attack has shown us that we need to address the threat posed by far-right extremism to our ideals of peaceful social cooperation in a multicultural society. Unfortunately, i...

Nicolas Pirsoul, Sessional lecturer in Middle Eastern Politics, Australian Catholic University - avatar Nicolas Pirsoul, Sessional lecturer in Middle Eastern Politics, Australian Catholic University

Huawei exposes critical weaknesses. We need the infrastructure to engage with China

The European Commission has decided to ignore US calls that its allies keep Chinese tech giant Huawei away from significant telecommunications infrastructure. Britain, France and Germany had already m...

Alice de Jonge, Senior Lecturer, International Law; Asian Business Law, Monash University - avatar Alice de Jonge, Senior Lecturer, International Law; Asian Business Law, Monash University

From Mahometan to Kiwi Muslim: history of NZ's Muslim population

New Zealand Muslims have come from several parts of the world, including Pacific Islands, Asian countries, the Middle East and Africa.AAP/Martin Hunter, CC BY-SAMuslims make up just over 1% of New Zea...

Eva Nisa, Lecturer in Religious Studies, Victoria University of Wellington - avatar Eva Nisa, Lecturer in Religious Studies, Victoria University of Wellington

Plant Hire For Small Businesses

All companies face challenges. However, small businesses face a unique set of challenges. From restricted resources to client dependency, there are various hurdles you need to overcome if your busines...

News Company - avatar News Company

One in every four Australian households rents, and it’s not just those on low incomes.

A new nationally representative survey of 3,182 renters, funded by the Bankwest Curtin Economics Centre, finds that while 60% of renting households have a household incomes below A$78,000, 30% are on incomes of more than A$100,000.

Although many households on low incomes and those headed by single parents are undoubtedly struggling to meet rental costs, those on moderate or higher incomes are generally positive about the experience.

Many of us rent

Despite its reputation as a nation of homeowners, Australia has the 10th largest private rental sector in the 37 nations that make up the Organisation for Economic Cooperation and Development.

Comparison of international private rental sectors. OECD Housing tenure distribution 2014 or later. ABS Census data 2016

Six in ten renters do it because they can’t afford to do anything else. The rest rent by choice.

Most are happy with what they rent

Perceptions of dwelling quality are positive with only 6% reporting that their dwelling is in a poor or terrible condition. 81% report a good or excellent relationship with their landlord.

Add a property manager into the mix and this falls to a still respectable 69%. Fewer than than 5% of respondents reported a poor or terrible relationship.

Around half of respondents claim to have a good to full understanding of their rights as tenants.

Relationship with property manager or landlord. Bankwest Curtin Economics Centre 2018 Private Rental Sector Survey., Author provided

Overall, when asked whether their rental property felt like home, just over 60% reported it did, with less than 20% being negative about their experience.

The longer a tenant lives in a rental dwelling, the more it feels like home, highlighting the importance of security of tenure.

Generally, levels of satisfaction with the sector are high given the proportion of tenants who would rather be owners.

Satisfaction with the private rental sector by age group. Bankwest Curtin Economics Centre Private Rental Sector Survey

Security of tenure matters

Security of tenure is a major concern of private renters.

Two thirds of renters have been in their current property for less than three years. Almost 40% have rented four or more properties during their time as renters.

While two thirds of moves are by choice, around one third are forced with the primary reason being the owner selling the property.

Read more: Home ownership foundations are being shaken, and the impacts will be felt far and wide

Moves are stressful, expensive and disruptive, particularly for households with children. Around half of all renters say they would gladly choose to sign a lease longer than 12 months if given the option because it would offer greater security and a stronger sense of home.

As does discrimination

One in five renters report some form of discrimination when applying for rental properties.

Those households most likely to suffer from discrimination are single parents with children.

In September Victoria passed landmark leglislation intended to improve the rights of renters.

Read more: Life as an older renter, and what it tells us about the urgent need for tenancy reform

Some important issues addressed in the legislation are highlighted in the BankWest Curtin Economics Centre report which found the vast majority of respondents are on short-term leases (12 months or less).

NSW is following suit, although, disappointingly, it does not plan to outlaw no-grounds evictions.

And rent can be expensive

The typical proportion of gross income spent on rent is 28%, with almost half of all renters paying more than 30%, a figure that rises to 63% for renters over 55.

One in seven renters are paying more than 60% of their income in rent.

When asked the reasons for such high rental payments, almost six in ten report being forced to pay that much through a lack of available alternatives.

Commonwealth rent assistance was regarded as important or very important by nine out of ten of those receiving it.

What we could do to help

One of the best ways to make rent more affordable would be to reintroduce a subsidised rental scheme that offered a financial incentive for developers to invest in housing that would be leased to low-income households at below-market rents along the lines of the National Rental Affordability Scheme by Prime Minister Kevin Rudd in 2008.

It was wound up by his successor tony Abbott in 2014.

Workable build to rent schemes could also help boost supply and security of tenure, and the negative gearing and capital gains tax concessions tax available to mum and dad investors could be tied to the delivery of long–term, below market rental dwellings.

Our survey finds the private rental market is performing quite well for those on moderate to high incomes. But not for those on low incomes who will never access home ownership and need secure long term tenure.

Authors: The Conversation

Read more http://theconversation.com/just-like-home-new-survey-finds-most-renters-enjoy-renting-although-for-many-its-expensive-103890