Debt agreements and how to avoid unnecessary debt traps

In many cases there are better ways than debt agreements to wipe out your debtFlickr (creative commons) Debt agreements are the fastest growing form of personal insolvency in Australia. They were designed to offer debtors a low-cost way to make arrangements with their creditors, while avoiding bankr...

Vital Signs: economics can't explain why unemployment and inflation are both low

Image sourced from shutterstock.comVital Signs is a weekly economic wrap from UNSW economics professor and Harvard PhD Richard Holden (@profholden). Vital Signs aims to contextualise weekly economic events and cut through the noise of the data affecting global economies.This week: an explanation of ...

Teens are sleeping less – but there's a surprisingly easy fix

jesadaphornSomething is stealing teens’ sleep.In a newly released analysis of two large national surveys, my co-authors and I found that the number of U.S. teens who reported sleeping less than seven hours a night jumped 22 percent between 2012 and 2015. Sleep experts agree that teens need at ...

Gift cards often end up in the bin, but extending their life might not help

Some gift cards can't be used onlineShutterstockThe New South Wales Parliament is introducing legislation, creating a three year minimum expiry date on gift cards. This reform will go some ways towards solving the problem of unredeemed gift cards. But there are other issues besides short expiry date...

What businesses can learn from sports about using algorithms

Sport algorithms aren't working for business.ShutterstockYou may have heard that algorithms will take over the world. But how are they operating right now? We take a look in our series on Algorithms at Work.Replacing human decision-making with algorithms seems to make sense. People tend to rely on u...

How China's skewed sex ratio is making President Xi's job a whole lot harder

Chinese President Xi Jinping presides over the opening ceremony of the 19th Party Congress.AP Photo/Ng Han GuanAs odd as it sounds, China’s economic policy is being held hostage by its heavily skewed sex ratio.China’s excess of young, unmarriageable males poses an acute dilemma for Presi...

Scientist at work: Measuring public health impacts after disasters

Crews clean up debris in a neighborhood flooded by Hurricane Harvey in Beaumont, Texas, Sept. 26, 2017. AP Photo/David GoldmanTwo months after Hurricane Harvey submerged much of metropolitan Houston, recovery is under way across the city. Residents and volunteers are gutting and restoring flooded ho...

Are many hate crimes really examples of domestic terrorism?

Mourners embrace at a vigil for Richard Collins III, who was stabbed to death in College Park, Maryland.AP Photo/Brian WitteA Maryland grand jury has indictedSean Urbanski for allegedly murdering an African-American student in May.Urbanski, a white former University of Maryland student who belonged ...

Why the European Union's hands are tied over Catalonia

A young girl wearing the Spanish flag (right) walks with another young girl wearing an 'estelada,' or independence flag.AP Photo/Emilio MorenattiIn recent weeks, the dispute over Catalonia’s quest for independence from Spain has captivated the attention of many parts of the world.There is con...

Is racial bias driving Trump's neglect of Puerto Rico?

He didn't throw paper towels in Texas. Why Puerto Rico?AP Photo/Evan VucciThe morning after Hurricane Maria blasted through Puerto Rico, I emailed my aunt to ask if she was safe. That was Sept. 21. I heard back from her on Oct. 10. She was fine, she assured me, but “Puerto Rico is destroyed.&r...

US health care system: A patchwork that no one likes

Senator Majority Leader Mitch McConnell, considered a powerful dealmaker, failed to get the necessary votes to repeal and replace the Affordable Care Act. AP Photo/Andrew HarnikAlmost all parties agree that the health care system in the U.S., which is responsible for about 17 percent of our GDP, is ...

A statistical fix for the replication crisis in science

Many scientific studies aren't holding up in further tests.A and N photography/Shutterstock.comIn a trial of a new drug to cure cancer, 44 percent of 50 patients achieved remission after treatment. Without the drug, only 32 percent of previous patients did the same. The new treatment sounds promisin...

The difference between cybersecurity and cybercrime, and why it matters

Confidence scams carried out online are still rampant.R. Stevens/CREST Research, CC BY-NC-SAA Texas woman in her 50s, let’s call her “Amy,” met a man online calling himself “Charlie.” Amy, who lived in Texas, was in a bad marriage. Charlie said he was a businessman and ...

Opinion

America to Rethink of its Role in Global Affairs

America to Rethink of its Role in Global Affairs

America under President Trump continues to foster an agenda of extreme perplexity, triviality and confusion in dealing with urge...

Random Thoughts

Random Thoughts

If the shooter in Orlando doesn’t represent all Muslims why does the shooter in Las Vegas represent all gun owners? When the bu...

Common Threads in Mass Murders

Common Threads in Mass Murders

As I contemplate the horror in Las Vegas I wonder; is it only tragedy that unites us.  Or is it a tragedy that we are divided. ...

Global Terrorism of the Few Destroying the Mankind:  How to Avert the Futuristic Challenges?

Global Terrorism of the Few Destroying the Mankind: How to Avert the Futuristic Challenges?

  “Nobody can predict which way the ‘Arab Awakening’ will turn this year… Over the decades of unchallenging aggressive adventur...