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Why gift cards fall into a gap in the 2-tier banking regulation system − and a brief history of why that gap exists

  • Written by Dr. David P. Weber, Professor of the Practice in Fraud and Forensic Accounting, Salisbury University

Protections against banking fraud in the U.S. have never been able to keep pace with criminals.

The reason why has its roots in the start of the national banking system proposed by Abraham Lincoln and created by Congress in 1863.

Until the mid-Civil War, the U.S. didn’t have its own federal currency. Banks were free to create their own paper...

Read more: Why gift cards fall into a gap in the 2-tier banking regulation system − and a brief history of...

From thoughts to words: How AI deciphers neural signals to help a man with ALS speak

  • Written by Nicholas Card, Postdoctoral Fellow of Neuroscience and Neuroengineering, University of California, Davis
imageCasey Harrell, who has ALS, works with a brain-computer interface to turn his thoughts into words.Nicholas Card

Brain-computer interfaces are a groundbreaking technology that can help paralyzed people regain functions they’ve lost, like moving a hand. These devices record signals from the brain and decipher the user’s intended action,...

Read more: From thoughts to words: How AI deciphers neural signals to help a man with ALS speak

‘Time poverty’ can keep college students from graduating − especially if they have jobs or children to care for

  • Written by Claire Wladis, Professor of Urban Education, CUNY Graduate Center
imageBlack women are among the demographics with the least time for college.Klaus Vedfelt/DigitalVision via Getty Images

Many college students don’t have enough time for their studies. This “time poverty,” as we call it, is often due to inadequate child care access or the need to work to pay for college and living expenses.

In an...

Read more: ‘Time poverty’ can keep college students from graduating − especially if they have jobs or...

Italian teenager Carlo Acutis’ upcoming canonization reflects the Vatican’s desire to appeal to a new generation of Catholics

  • Written by Michael A. Di Giovine, Professor of Anthropology, West Chester University of Pennsylvania
imageCarlo Acutis souvenirs displayed in a shop window in Assisi in June 2023. Michael Di Giovine, CC BY

The Italian teenager Carlo Acutis, who died in 2006 of a rare form of leukemia at age 15, will soon become the Catholic Church’s first “millennial saint.”

Acutis was a computer programmer who created virtual exhibitions and databases...

Read more: Italian teenager Carlo Acutis’ upcoming canonization reflects the Vatican’s desire to appeal to a...

Can a political party get any attention when its rival holds a national convention? Yes, but it’s not easy

  • Written by Stephen J. Farnsworth, Professor of Political Science and International Affairs and Director of the UMW Center for Leadership and Media Studies, University of Mary Washington
imageVice President Kamala Harris greets President Joe Biden on the first day of the Democratic National Convention in Chicago on Aug. 19, 2024. Kevin Dietsch/Getty Images

Even for former U.S. President Donald Trump, a master at attention-getting, trying to counterprogram during the Democratic National Convention is nearly impossible.

When one...

Read more: Can a political party get any attention when its rival holds a national convention? Yes, but it’s...

How debt and taxes conspired to rob Nairobi’s slum-dwelling youth of the promise of a better life

  • Written by Angela R. Pashayan, Professor, School of International Service, American University
imageKenya's anti-finance bill protests have been spearheaded by Gen Zers.Gerald Anderson/Anadolu via Getty Images

Throughout the summer of 2024, young Kenyans have taken to the streets of the capital, Nairobi, in a series of anti-government demonstrations.

Dubbed the “Gen Z” protests, the unrest was sparked by the introduction of an unpopular...

Read more: How debt and taxes conspired to rob Nairobi’s slum-dwelling youth of the promise of a better life

Treating Nord Stream blasts as a whodunit misses the point – and plays into Russia’s plan to distract and divide

  • Written by Keith Brown, Professor of Politics and Global Studies, Arizona State University

In the two years since saboteurs planted explosives on Nord Stream 1 and 2 – gas pipelines that spanned the Baltic Sea to connect Russia to Germany – the finger of suspicion has fallen on a succession of possible culprits.

Immediately after the Sept. 26, 2022, blast, many Western experts blamed Russia. The theory was that Moscow blew up...

Read more: Treating Nord Stream blasts as a whodunit misses the point – and plays into Russia’s plan to...

Want to fight gender inequality? A review of data from 118 counties shows that development aid works

  • Written by Bedassa Tadesse, Professor of Economics, University of Minnesota Duluth

Gender inequality isn’t just unfair — it’s also a drag on the world economy. Giving women the same economic opportunities as men would add about US$12 trillion to global gross domestic product by 2025, one analysis found. That’s an 11% boost.

The link between women’s empowerment and economic growth is well established....

Read more: Want to fight gender inequality? A review of data from 118 counties shows that development aid works

Want to fight gender inequality? A review of data from 118 countries shows that development aid works

  • Written by Bedassa Tadesse, Professor of Economics, University of Minnesota Duluth

Gender inequality isn’t just unfair — it’s also a drag on the world economy. Giving women the same economic opportunities as men would add about US$12 trillion to global gross domestic product by 2025, one analysis found. That’s an 11% boost.

The link between women’s empowerment and economic growth is well established....

Read more: Want to fight gender inequality? A review of data from 118 countries shows that development aid...

As human population grows, people and wildlife will share more living spaces around the world

  • Written by Neil Carter, Associate Professor of Wildlife Conservation, University of Michigan

Human-wildlife overlap is projected to increase across more than half of all lands around the globe by 2070. The main driver of these changes is human population growth. This is the central finding of our newly published study in the journal Science Advances.

Our research suggests that as human population increases, humans and animals will share...

Read more: As human population grows, people and wildlife will share more living spaces around the world

More Articles ...

  1. Thwaites Glacier won’t collapse like dominoes as feared, study finds, but that doesn’t mean the ‘Doomsday Glacier’ is stable
  2. Rural voters don’t necessarily love Walz, despite the camo hat and small-town upbringing
  3. Squid have tiny teeth in their suckers − scientists could use their unique properties to make self-healing materials
  4. Space missions are getting more complex − lessons from Amazon and FedEx can inform satellite and spacecraft management in orbit
  5. China leans into using AI − even as the US leads in developing it
  6. America’s Iran policy is a failure − piecemeal deterrence and sanctions can go only so far
  7. Democratic Party’s embrace of organized labor in 2024 elections has long roots that had started to wither
  8. Los Angeles is in a 4-year sprint to deliver a car-free 2028 Olympics
  9. Politicians step up attacks on the teaching of scientific theories in US schools
  10. Do Charli XCX’s and Kid Rock’s endorsements make a difference? 19% of young people admit they might
  11. AI pioneers want bots to replace human teachers – here’s why that’s unlikely
  12. Blood sugar fluctuations after eating play an important role in anxiety and depression
  13. The mystic and the mathematician: What the towering 20th-century thinkers Simone and André Weil can teach today’s math educators
  14. Readers prefer to click on a clear, simple headline − like this one
  15. 75 years ago, the KKK and anti-communists teamed up to violently stop a folk concert in NY
  16. Does Democratic VP candidate Walz swear too damn much?
  17. Sharks are taking a bite out of anglers’ catch in the Gulf of Mexico, but culling isn’t likely to help
  18. Biden administration’s negotiated price cuts for 10 common prescription drugs likely to save Medicare billions, beginning in 2026
  19. Why don’t more politicians retire? A medical anthropologist explains how the US could benefit from a mandatory retirement age
  20. Could we use volcanoes to make electricity?
  21. Ancient Rome had ways to counter the urban heat island effect – how history’s lessons apply to cities today
  22. Astronomers have warned against colonial practices in the space industry − a philosopher of science explains how the industry could explore other planets without exploiting them
  23. Anthropology students present their research in poetry, plays and op-eds in this course
  24. Who is the ‘Laughing Buddha’? A scholar of East Asian Buddhism explains
  25. Banana apocalypse, part 2 – a genomicist explains the tricky genetics of the fungus devastating bananas worldwide
  26. US voters say they’re ready for a woman president − but sexist attitudes still go along with opposition to Harris
  27. Editing fetal genomes is on the horizon − a medical anthropologist explains why ethical discussions with the target communities should happen sooner rather than later
  28. His crayon is purple – but is Harold a Black boy?
  29. Most young voters support Kamala Harris − but that doesn’t guarantee they will show up at the polls
  30. Complicated app settings are a threat to user privacy
  31. West Nile virus season returns − a medical epidemiologist explains how it’s transmitted and how you can avoid it
  32. Hard-to-treat traumas and painful memories may be treatable with EMDR – a trauma therapist explains why it is gaining popularity
  33. US has its first national strategy to reduce plastic pollution − here are 3 strong points and a key issue to watch
  34. US military presence in Syria carries substantial risks, but so does complete withdrawal
  35. What is mpox? A microbiologist explains what’s known about this smallpox cousin
  36. In praise of the weird
  37. Catholics are debating whether to remove paintings by a priest accused of abusing women − but let’s not confuse the artist and the art, writes an art historian
  38. Real-time crime centers are transforming policing – a criminologist explains how these advanced surveillance systems work
  39. Chicagoans watch films of the violent 1968 convention protests to get ready for the Democratic convention
  40. Hispanic women are less likely to get PrEP treatment − new intervention could change that
  41. Raising the retirement age won’t defuse China’s demographic time bomb – but mass immigration might
  42. Trees compete for space, light and resources, and those clashes can leave battle scars
  43. Students with mental health struggles linked to absenteeism and lower grades, showing clear need for more in-school support
  44. Local elections are less partisan because voters will cross party lines when issues hit close to home
  45. Kamala Harris’ sudden political rise echoes that of another female politician, New Zealand’s Jacinda Ardern
  46. How back-to-back hurricanes set off a year of compounding disasters for one city − and alarm bells about risks in a warming world
  47. 3 years after fall of Kabul, US Congress has still not acted to secure future of more than 70,000 Afghan evacuees in US
  48. Ukraine’s cross-border incursion challenges Moscow’s war narrative – but will it shift Russian opinion?
  49. Historians diving for balloons and hoping for hot dish: What Smithsonian curators will be doing at the Democratic National Convention
  50. Offensive names dot the American street map − a new app provides a way to track them