• Chubb Care Critical Illness Series offers comprehensive protection for healthy individuals, cancer survivors and individualswith cardiovascular disease or diabetes histories, helping address a significant coverage gap in Hong Kong.
• Market-firstflexible payout options and unified cross-border premiums offer advanced financial support and post-recovery care.

HONG KONG SAR – Media OutReach Newswire – 13 August 2026 - Chubb Life Hong Kong today announced the launch of the "Chubb Care Critical Illness Series", a flagship suite of health solutions featuring market-first flexible payout options and unified cross-border premiums, designed to give customers greater flexibility and financial control at every stage of their health journey. The series aims to address a significant coverage gap in Hong Kong by offering comprehensive protection for customers across a range of health backgrounds,including those with a history of critical illness. With private healthcare costs in Hong Kong ranked the second highest in the world¹, continuous critical illness protection against recurring or subsequent major illnesses remains increasingly crucial. At the same time, individuals with a history of critical illness often face application rejections, policy exclusions or higher premiums. Chubb Care Critical Illness Series addresses these varied health profiles through four distinct options:

• Chubb Every Care Critical Illness Insurance Plan ("Chubb Every Care"): Designed for healthy individuals, with coverage for 146 illnesses and up to 800% protection².
• Chubb Cancer / Cardio / Diabetes Care Critical Illness Insurance Plan ("Chubb Cancer/ Cardio/ Diabetes Care"): Designed for cancer survivors, individuals with cardiovascular disease and those with well-controlled diabetes respectively with a simplified underwriting approach, offering up to 300% protection³ for up to 128 illnesses⁴.

The series is designed for customers with different health needs and encompasses groundbreaking first-in-market⁵ features including:

• Flexible payout options: Offers a standby cash option for an additional 100% of the sum assured, or an ongoing protection option for continuing coverage up to 5 additional claims under Chubb Every Care.
• Reimbursement for out-of-pocket items⁶: Covers eligible self-financed drugs and/or privately purchased medical items⁷ for cancer, heart attack⁷, and stroke⁷.
• Post-recovery & advanced care⁶: Delivers extra 20% of the Sum Assured for appearance restoration and side-effects resulting from cancer and its treatments, plus an additional 20% of the Sum Assured if a condition progresses to advanced stage cancer, severe heart attack⁷ or severe stroke⁷.

To support customers residing in both Mainland China and Hong Kong, the series also features unified premiums for Hong Kong and Chinese Mainland customers and recognizes health reports from designated mainland hospitals. Other key benefits include a simplified underwriting process, an exceptional leverage ratio and one-stop dedicated medical case management team led by a family doctor⁸. Alex Wong, Chief Customer Proposition Officer of Chubb Life Hong Kong, said: "Many individuals who have recovered from a critical illness may find themselves without insurance protection after their first diagnosis, leaving them financially exposed if the illness returns. With the launch of Chubb Care Critical Illness Series, we are helping to address this uncertainty by giving customers greater choice and practical support at every stage of their health journey, so they and their families can navigate the future with confidence. Chubb Life Hong Kong is committed to delivering forward-looking health solutions that respond directly to our customers' evolving needs." For more information about Chubb Care Critical Illness Series, please refer to: https://www.chubb.com/hk-en/personal/chubb-every-care-critical-illness-insurance-plan-series.html. This article is intended for general reference only and should not be regarded as professional advice, recommendation and does not form part of the policy. This article should be read along with other materials which cover more product information. Such materials include, but not limited to, product brochures setting out key product risks, policy provisions that contain the detailed terms and conditions, benefit illustrations (if any), policy documents and other relevant promotional or marketing materials, which are all available upon request. You might also consider seeking independent professional advice if needed. This article is intended to be displayed in Hong Kong only and does not construe as an offer to sell or solicitation to buy or provision of any insurance products outside Hong Kong. The above plan is a standalone policy and may be purchased independently without bundling with other insurance products. Notes:The SIP Health Cost Index Global Ranking – 2025: https://www.sip.ch/service/sip-health-cost-index-2025/Assume...