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US home insurance rates are rising fast – hurricanes and wildfires play a big role, but there’s more to it

  • Written by Andrew J. Hoffman, Professor of Management & Organizations, Environment & Sustainability, and Sustainable Enterprise, University of Michigan
imageThe U.S. has seen a large number of billion-dollar disasters in recent years.AP Photo/Mark Zaleski

Millions of Americans have been watching with growing alarm as their homeowners insurance premiums rise and their coverage shrinks. Nationwide, premiums rose 34% between 2017 and 2023, and they continued to rise in 2024 across much of the country.

To...

Read more: US home insurance rates are rising fast – hurricanes and wildfires play a big role, but there’s...

Why home insurance rates are rising so fast across the US – climate change plays a big role

  • Written by Andrew J. Hoffman, Professor of Management & Organizations, Environment & Sustainability, and Sustainable Enterprise, University of Michigan
imageThe U.S. has seen a large number of billion-dollar disasters in recent years.AP Photo/Mark Zaleski

Millions of Americans have been watching with growing alarm as their homeowners insurance premiums rise and their coverage shrinks. Nationwide, premiums rose 34% between 2017 and 2023, and they continued to rise in 2024 across much of the country.

To...

Read more: Why home insurance rates are rising so fast across the US – climate change plays a big role

A brief history of former presidents running for reelection: 3 losses, 1 win and 1 still TBD

  • Written by Graeme Mack, Visiting Assistant Professor of History, University of Richmond
imageTheodore Roosevelt speaks during the Progressive campaign of 1912.AP Photo

This year’s presidential election has a former president, Donald Trump, running for a nonconsecutive term. It’s the fifth time in U.S. history that’s happened.

Historically, a former president running for a nonconsecutive term has prompted voters to change...

Read more: A brief history of former presidents running for reelection: 3 losses, 1 win and 1 still TBD

No, immigrants aren’t eating dogs and cats – but Trump’s claim is part of an ugly history of myths about immigrant foodways

  • Written by Adrienne Bitar, Lecturer, Cornell University
imageRepublican presidential nominee Donald Trump debates Democratic presidential nominee Kamala Harris on Sept. 10, 2024. Win McNamee/Getty Images

When Republican presidential nominee Donald Trump said during the presidential debate on Sept. 10, 2024, that Haitian immigrantsare eating pets, food historians like me were not surprised at the slur....

Read more: No, immigrants aren’t eating dogs and cats – but Trump’s claim is part of an ugly history of myths...

On the US-Mexico border, the records of Trump and Harris reflect the national mood of less immigration, not more

  • Written by William McCorkle, Assistant Professor of Education, College of Charleston
imageMigrants at a shelter in Tijuana, Mexico, watch the first presidential debate between Kamala Harris and Donald Trump on Sept. 10, 2024. Carlos Moreno/NurPhoto/Getty Image

In late July 2024, Democratic presidential nominee Kamala Harris released a campaign ad about the U.S.-Mexico border that resembled something out of the Republican playbook.

In...

Read more: On the US-Mexico border, the records of Trump and Harris reflect the national mood of less...

How to archive your photos in the digital age

  • Written by Wasim Ahmad, Assistant Teaching Professor of Journalism, Quinnipiac University
imageWhat's the right choice for storing your photos?Wasim Ahmad, CC BY

Taking photographs used to be a careful, conscious act. Photos were selective, frozen moments in time carefully archived in albums and frames. Now, taking a photograph is almost as effortless and common as breathing – it’s something that people do all the time in the age...

Read more: How to archive your photos in the digital age

Parents with disabilities have faced discrimination for years in the US, but new rules will help ensure that child welfare systems treat them more fairly

  • Written by Elizabeth Lightfoot, Distinguished Professor of Social Policy, School of Social Work, Arizona State University
imageParents with disabilities have new legal protections. Westend61/Getty Images

Parents with any kind of disability are much more likely to have some type of interaction with the child welfare system than other parents. This means they are more likely than other parents to be reported for child abuse and neglect and more likely to have abuse or...

Read more: Parents with disabilities have faced discrimination for years in the US, but new rules will help...

Customers like diversity from brands − but can smell hypocrisy a mile away

  • Written by Pankhuri Malhotra, Assistant Professor of Marketing, University of Oklahoma

Companies are increasingly highlighting their support for diversity, but that can backfire if consumers sense tokenism, a recent analysis from my team found.

I’m an assistant professor of marketing who specializes in digital platforms and consumer behavior. My recent research focuses on DEI initiatives by brands on social media. I’m...

Read more: Customers like diversity from brands − but can smell hypocrisy a mile away

Sri Lankans throw out old guard in election upset: What nation’s new Marxist-leaning leader means for economy, IMF loans

  • Written by Vidhura S. Tennekoon, Assistant Professor of Economics, Indiana University
imageAnura Kumara Dissanayake's celebrates his vote.Tharaka Basnayaka/NurPhoto via Getty Images

Sri Lankans voted for a new direction in leadership on Sept. 22, 2024, electing a leftist anti-poverty campaigner as president of the South Asian nation.

The ascent of Anura Kumara Dissanayake marks a break with the past and from the establishment parties and...

Read more: Sri Lankans throw out old guard in election upset: What nation’s new Marxist-leaning leader means...

Can you trust companies that say their plastic products are recyclable? US regulators may crack down on deceptive claims

  • Written by Patrick Parenteau, Professor of Law Emeritus, Vermont Law & Graduate School
imageKeurig, maker of K-Cup single-use coffee pods, was recently fined for claiming the pods were recyclable.Dixie D. Vereen/For The Washington Post, via Getty Images

Plastic is a fast-growing segment of U.S. municipal solid waste, and most of it ends up in the environment. Just 9% of plastic collected in municipal solid waste was recycled as of 2018,...

Read more: Can you trust companies that say their plastic products are recyclable? US regulators may crack...

More Articles ...

  1. Mixed emotions – neuroscience is exploring how your brain lets you experience two opposite feelings at once
  2. View politics critically but charitably and with good old common sense: cowboy commentator Will Rogers’ wisdom for 2024
  3. Gun violence in Philadelphia plummeted in 2024 − researchers aren’t sure why, but here are 3 factors at play
  4. How sheriffs define law and order for their counties depends a lot on their views − and most are white Republican men
  5. Here’s how to maintain healthy smartphone habits
  6. Sharks and rays leap out of the water for many reasons, including feeding, courtship and communication
  7. Climate change is a pollution problem, and countries know how to deal with pollution threats – think DDT and acid rain
  8. A video game based on the Chinese novel ‘Journey to the West’ is the most recent example of innovative retelling of this popular story
  9. Inside the collapse of Disney’s America, the US history-themed park that almost was
  10. Goodwill created a new high school for dropouts − it led to better jobs and higher wages
  11. A weakened Hezbollah is being goaded into all-out conflict with Israel – the consequences would be devastating for all
  12. Why can’t it always be summer? It’s all about the Earth’s tilt
  13. Gentrification isn’t inevitable − it can hinge on how residents view their neighborhood
  14. Trump and Harris vocabularies signal their different frames of mind
  15. Men are carrying the brunt of the ‘loneliness epidemic’ amid potent societal pressures
  16. Wind phones help the bereaved deal with death, loss and grief − a clinical social worker explains the vital role of the old-fashioned rotary phone
  17. Half of Black gay men will be diagnosed with HIV, despite highly effective preventive treatments − why?
  18. College can be confusing for first-generation students – but it doesn’t have to be
  19. Self-forgiveness is more than self-comfort − a philosopher explains
  20. Nepal’s revamped truth commissions will need to go beyond ‘ritualism’ to deliver justice to civil war victims
  21. Rare Florida fossil finally ends debate about how porcupine jaws and tails evolved
  22. Pager attack on Hezbollah was a sophisticated ‘booby-trap’ operation − it was also illegal
  23. Immigrants are unsung heroes of global trade and value creation
  24. How Israel’s Netanyahu survives in his job
  25. Why the cost of water for poor Black Detroit voters may be key to Kamala Harris winning – or losing – Michigan
  26. Invasive caterpillars can make aspen forests more toxic for native insects – a team of ecologists explains how
  27. TRUTH in Labeling Act would heighten the warning for shoppers looking to cut sugar, salt and saturated fat intake
  28. You want to vote in the 2024 election − here is how to make sure that your voice is heard
  29. 50 years after the first procedure, Tommy John surgery is more common than ever − especially for young athletes
  30. Collaboratively imagining the future can bring people closer together in the present
  31. Fed slashes rates by a half-point – what that means for the economy and the presidential election
  32. Pagers and walkie-talkies over cellphones – a security expert explains why Hezbollah went low-tech for communications
  33. Preventive care is free by law, but many Americans get incorrectly billed − especially if you’re poor, a person of color or don’t have a college degree
  34. What the jet stream and climate change had to do with the hottest summer on record − remember all those heat domes?
  35. What James Earl Jones can teach us about activism and art in times of crisis
  36. To American revolutionaries, patriotism meant fair dealing with one another
  37. UN’s pact to protect future generations will be undermined by Security Council’s veto and its use in cases of mass atrocity
  38. Why Pennsylvania is the key to a Harris or Trump Electoral College victory
  39. Young professionals are struggling to socially adapt in the workplace – educators can help
  40. Abortion rights are on 10 state ballots in November − Democrats can’t count on this to win elections for them
  41. How the Israeli settlers movement shaped modern Israel
  42. Eviction filings can destabilize tenants’ lives – even when they win their case
  43. Trump’s second assassination attempt is shocking, but attempts on presidents’ lives are not rare in US history
  44. Happiness swings votes – and America’s current mood could scramble expectations of young and old voters
  45. Why holding kids back fails − and what to do about it
  46. Denver’s experiment in providing a soft landing for newly arrived migrants and asylum-seekers isn’t cheap – but doing nothing might cost more
  47. Lost in translation: What spirituality and Einstein’s theory of time have to do with misunderstandings about climate change
  48. Health care under Harris versus Trump: A public health historian sizes up their records
  49. ‘They’re eating pets’ – another example of US politicians smearing Haiti and Haitian immigrants
  50. Tiny robots and AI algorithms could help to craft material solutions for cleaner environments