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The Conversation USA

How Florida’s home insurance market became so dysfunctional, so fast

  • Written by Latisha Nixon-Jones, Associate Professor of Law, Jacksonville University

Imagine saving for years to buy your dream house, only to have surging property insurance costs keep homeownership forever out of reach.

This is a common problem in Florida, where average insurance premiums cost homeowners an eye-watering US$6,000 a year. That’s more than triple the national average and about three times what Floridians paid...

Read more: How Florida’s home insurance market became so dysfunctional, so fast

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