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The Conversation USA

Health insurance jargon can be frustrating and confusing – here’s how to navigate it

  • Written by Jamie Hartmann-Boyce, Assistant Professor of Health Promotion and Policy, UMass Amherst
imageSorting through the nuances of copays, deductibles, premiums and other jargon can be frustrating.Tfilm/Moment via Getty Images

Since the Affordable Care Act subsidies expired at the end of 2025, Americans have undoubtedly been encountering a great deal of confusing information surrounding health care costs and insurance plans.

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