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The Conversation USA

Store credit cards generate corporate profits and disgruntled workers

  • Written by Joya Misra, Professor of Sociology & Public Policy, UMass Amherst
imageA smiling woman hands a dress to a clothing store cashier.Tom Werner/Getty Images

Clothing retailers sell their shoppers more than jeans and sweaters.

Major apparel companies also sell credit, often with very high fees, like The Gap’s 21.7% starting interest rate, and US$27 to $37 late payment charge. In 2019, Macy’s store credit card...

Read more: Store credit cards generate corporate profits and disgruntled workers

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